By tapping “I Agree & Continue”, you confirm that you have read, understood, and agreed to be legally bound by these Terms and that you are providing valid consent as required.
If you do not agree, you must not proceed.
1. Nature of Platform
Finsteps is a financial literacy and simulation platform designed for educational purposes only.
All balances, rewards, transactions, earnings, and financial activities within the platform are simulated unless explicitly stated otherwise.
2. Eligibility
The platform is intended for students, parents, schools, and educational institutions.
If the user is a minor, access is permitted only with valid parental, guardian, or school authorization and consent.
3. User Responsibilities & Prohibited Activities
Users agree to provide accurate information, maintain account confidentiality, and use the platform lawfully and responsibly.
Users must NOT:
- Attempt to hack, exploit, manipulate, or artificially alter the virtual economy, rewards, balances, or simulations.
- Use bots, scripts, scrapers, automation tools, or unauthorized systems to access the platform.
- Upload malicious code, viruses, harmful software, or inappropriate content.
- Attempt unauthorized access to any user account, system, database, or infrastructure.
Finsteps reserves the right to suspend, restrict, or terminate access at its sole discretion.
4. Virtual Economy
All in-platform earnings, balances, coins, rewards, and financial indicators are virtual and educational in nature.
- No real-world monetary value
- No cash equivalence
- No transferability outside the platform
Finsteps may modify, reset, remove, rebalance, or discontinue any virtual economy feature at any time.
5. Data Consent & Privacy
By proceeding, users and guardians provide explicit, informed, and unconditional consent for Finsteps to:
- Collect and process personal and usage-related data
- Analyze behavioral, engagement, and transactional platform activity
- Use collected data for analytics, research, product improvement, platform optimization, marketing, and commercial operations
- Share information with service providers, infrastructure vendors, educational partners, and authorized third parties
Users grant Finsteps a perpetual, irrevocable, worldwide, royalty-free license to use such data in identified, anonymized, aggregated, or analytical form.
Data may continue to be retained after account discontinuation where legally permitted.
Parents or legal guardians may request review, deletion, or withdrawal of a child’s data consent by contacting Finsteps directly.
Withdrawal of consent may result in account termination or restricted platform access.
6. School & Parent Role
Schools represent and confirm that required permissions and consents have been obtained where applicable.
Parents and guardians remain responsible for supervising platform usage by minors.
Finsteps is not liable for disputes arising between users, schools, parents, or institutions.
7. Disclaimers & Limitation of Liability
The platform is provided on an “as is” and “as available” basis.
Finsteps does not guarantee uninterrupted availability, accuracy, educational outcomes, or error-free operation.
To the fullest extent permitted by law, Finsteps shall not be liable for indirect, incidental, special, consequential, or punitive damages.
8. Intellectual Property
All platform content, software, branding, simulations, algorithms, graphics, UI elements, educational modules, and economic systems are the exclusive property of Finsteps.
These are protected under applicable copyright, trademark, and intellectual property laws.
Users may not copy, distribute, modify, reproduce, reverse-engineer, or commercially exploit any portion of the platform.
9. Indemnification
Users agree to indemnify and hold harmless Finsteps, its affiliates, officers, employees, and partners from claims, liabilities, losses, damages, and legal expenses arising from:
- Breach of these Terms
- Misuse of the platform
- Violation of third-party rights
- Unauthorized or unlawful activities
10. Modifications, Severability & Waiver
Finsteps reserves the right to update, modify, or revise these Terms at any time.
Continued use of the platform after updates constitutes acceptance of the revised Terms.
If any provision is found unenforceable, the remaining provisions shall remain valid and enforceable to the fullest extent permitted by law.
Failure to enforce any provision shall not constitute a waiver of rights.
11. Legal & Governing Law
These Terms shall be governed and interpreted in accordance with the laws of India.
Any disputes arising from platform usage shall be resolved through arbitration in accordance with applicable Indian laws.
12. Final Acknowledgement
By proceeding, you confirm that you have read, understood, and agreed to these Terms and consent to the collection and usage of data as described above.